Privacy Policy | MOR Wealth Management

What does MOR Wealth Management, LLC do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

Social Security number and income
Account balances and payment history
Credit history and credit scores

How?

All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients’ personal information; the reasons MOR Wealth Management, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does MOR Wealth Management, LLC share?	Can you limit this sharing?
For our everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes, to offer our products and services to you. We do not share or sell your personal information, including phone numbers or SMS consent, with third parties for marketing purposes.	No	No
For joint marketing with other financial companies	No	N/A
For our affiliates’ everyday business purposes, information about your transactions and experiences	No	N/A
For our affiliates’ everyday business purposes, information about your creditworthiness	No	N/A
For our affiliates to market to you	No	N/A
For nonaffiliates to market to you	No	N/A

Questions? Call (267) 930-8300 or visit morwm.com.

Who We Are & What We Do

Privacy notice details

Who is providing this notice?	MOR Wealth Management, LLC
How does MOR Wealth Management, LLC protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does MOR Wealth Management, LLC collect my personal information?	We collect your personal information, for example, when you: Open an account or apply for insurance Seek advice about your investments or make deposits or withdrawals from your account Tell us about your investment or retirement portfolio
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account—unless you tell us otherwise.
How is SMS consent treated?	SMS consent is not shared with third parties.

Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Mobile Communications

SMS Terms & Conditions

SMS Consent Communication	Information obtained by MOR Wealth Management, LLC (“MOR WM”) as part of the SMS consent process will not be shared with third parties for marketing purposes.
Types of SMS Communications	If consent has been given to receive text messages from MOR WM, messages may be received related to the following: Appointment reminders Prompts to check your inbox for emails from us Follow-up messages Example: “Hello, this is a reminder of your upcoming appointment with Dr. [Name] at [Location] on [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time.”
Message Frequency	Message frequency may vary depending on the type of communication. You may receive up to 2 SMS messages per week regarding your appointments or account status.
Potential Fees for SMS Messaging	Standard message and data rates may apply, depending on the carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
Opt-In Method	Opt-in to receive SMS messages from MOR WM can be done in the following ways: Verbally, during a conversation Via email
Opt-Out Method	Opting out of receiving SMS messages can be done at any time by replying “STOP” to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list.
Help	For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at (267) 930-8300 or info@morwm.com.
Standard Messaging Disclosures	Message and data rates may apply. Opt. out at any time by texting “STOP.” For assistance, text “HELP” or refer to our Privacy Policy. Message frequency may vary.